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03 9014 1413

03 9014 1413

03 9014 1413

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About Us

Great Rates, For Life.

We work for your financial independence!

Overview

At LOANCART, we are here to help you save thousands of dollars on your mortgage now, and then every year. Whether you’re a first-time home buyer, a current homeowner or a property investor, we make it simpler and faster for you to compare loans from multiple lenders and choose the option that is most appropriate for your circumstances. Our experienced mortgage advisers are with you at every step of the way to guide you with making the right choices, negotiate better rates with the lenders and project manage your loan application through to settlement. We then arrange automatic reviews to ensure your mortgage stays competitive and appropriate for your changing needs.
Our

Purpose

We believe in ambition.

We believe in hard work.

We believe in making a positive contribution to society.

We believe in the dream of home ownership.

We believe in the dream of financial independence.

We believe in YOU.

We are here to encourage you, empower you and enhance your journey towards achieving your dreams.

We are here for your success!

Our

Clients

Our clients are ambitious.

They are looking to save money not for the sake of saving money but because it is in line with their ambition of financial independence.

They are not short-sighted and not looking for a ‘get-rich-quick’ scheme.

They understand the importance of being strategic.

They understand the power of compounding.

They are not spend-thrift, but they hate wasting money.

Our clients believe in contributing to society.

They are happy for businesses and banks to make profits if those profits are made in ethical and sustainable ways.

Our clients understand that technology is not the end-solution but it’s a great enabler to the solutions that help them achieve their ambitions.

Our

Process

If you are a first homebuyer, or looking to refinance your existing mortgage, or a property investor, LOANCART is here to help. Our highly advanced portal will provide you with the best possible offers for your home loan, insulating you from the troubles of reaching out to different lenders manually.

Planning

We not only help you assess your goals & aspirations but also your doubts, fears & apprehensions.

Starting Point

They say first steps are always the hardest. We thoroughly evaluate your existing facts and figures, ensuring a confident start to your loan acquisition journey.

Strategize

Now that we have acquainted ourselves with your financial numbers, our team will work on developing a comprehensive mortgage strategy, specially tailored to your needs.

Let’s Go

With a meticulous strategy in place, its time to start the application process with full confidence and a healthy optimism.

Property Investors Guide

You’ve Arrived

Your comfortable loan application journey is now over and its time for us to help you finalize your loan settlement.


Keep on Truckin

We continue to provide you ongoing review, guidance and support for the entire duration of your loan.

What Can You Expect From Us?

We will listen to what you want and in addition to offering a technically superior platform that can provide you solutions crafted specially for your requirements, our team will personally project manage everything on your behalf through to settlement.

We will work hard to provide seamless lending experience for you, that gives you a complete peace of mind.

We will always have your best interests at heart with everything we do.

We will be transparent and open through our platform and with our communication, so you are consistently updated through the process.

We will use the best possible technology & resources to keep LOANCART application live 24 x7.

We undertake to be available at all reasonable hours (7 days per week) and return any unanswered phone calls within 4 hours, (except when on holidays).

When appropriate/beneficial to your circumstances, we will offer you the opportunity to be introduced to a trusted business or a professional for complementary/additional services, while maintaining our promise of transparency and open communication at the same time.

What We Request From You

You must provide us feedback if there’s something that concerns you. That way we have a chance to put things right and apologise.

You must be open and transparent in our dealings, including the information you submit via LOANCART application, to enable us to fully understand your situation.

If we ask for additional documents, could you please provide them to us at your earliest convenience, so we can get your application submitted and approved as quickly as possible.

As we go through this process together, we’d like you to help us understand, how do we bring up the topic of referrals with you (if at all), in a way that would feel totally comfortable for you so we can potentially help others you know or care about?

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Our

Vision

To help our clients and communities realise their dream of home ownership and financial independence with a click of a button.
Our

Mission

To empower our clients to save thousands of dollars, we make it easy and fast to compare loans from multiple lenders and choose the option that is most appropriate for their circumstances. Our service is based on the principles of AAA and its available at no charge to our clients. The principles of AAA are:

Analyse

Our clients understand that technology is not the end-solution but it’s a great enabler to the solutions that help them achieve their ambitions.

Achieve

We have made the loan application process simple, seamless and stress-free so that you can get the loan approval with your chosen lender and achieve your goal.

Automate

we help you save thousands on your mortgage over the life of the loan. Our platform regularly compares your home loan against the best in the market. We do this by periodically reviewing your loans and comparing it to other offers available in the market. When appropriate, we help you switch your home loans seamlessly so that you can save thousands and pay off your home loan sooner.

Our

Remuneration

You Pay Us NOTHING

Payment from Lenders, Not You

We receive payments from the lenders from whom you borrow money. Most lenders pay us up-front fees of about 0.65% (not including GST) and 0.15 % per year as "trail commission" for the life of the loan. Please note that this fee comes from the lender's profit and doesn't cost you anything.


Clawbacks

The upfront commission clawed back from the credit representative ‘Broker’ by the credit provider ‘Lender’ in the event that your settled loan were to be discharged or repaid in full within the first 24 months from the original loan draw-down / settlement date. This fee is not paid from the original loan proceeds.

Our Numbers

Empowering Clients, Ensuring Satisfaction, and Backed by a Stellar Team

With a vast clientele spanning diverse professions, LOANCART has earned a reputation for customer-centric service and satisfaction. Our dedicated team, comprised of industry experts, supports clients in achieving their financial goals with personalized solutions and innovative technologies. Experience the LOANCART advantage today!

99%

Customer Satisfaction

50K

Active Users

20+

Team Members

Our Values

The values that drive everything we do

Planning for the future

We embrace long-term thinking to drive sustainable success.

Open Communication

We prioritize transparency and prompt communication to foster strong relationships.

Solution-Driven Approach

We are adept at problem-solving to overcome challenges and achieve results.

Respectful Integrity

We conduct ourselves with utmost respect and integrity in all our interactions.

Empowered Collaboration

We empower our clients and our teams with tools, resources and knowledge to be able to thrive and contribute to our collective success.

Strategic Partnerships

We invest in strategic partnerships with our clients and our business partners alike, to deliver great outcomes and empower mutual growth.

Want to know if we deliver?

Here’s what our clients say!🤩

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Meet the team

At LOANCART, our leadership team embodies a wealth of industry expertise, vision, and a commitment to excellence. With a deep understanding of the financial landscape, our leaders steer the company’s strategic direction, ensuring a customer-centric approach, innovation, and sustainable growth. Trust in our capable leadership to guide you towards success.

Jigar Modi

Director & Finance
Strategist

0404 673 664

Broker Profile
Facebook-f Linkedin Youtube

Preeti Vaish

Managing Director &
Finance Broker

0438 626 221

Broker Profile
Facebook-f Linkedin Youtube

Jessica Exton

Client Services
Manager

0390141413

Broker Profile
Facebook-f Linkedin Youtube
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Get The Book

Home Loan Academy

Join our Free Facebook Group where we share all the tips and tricks for saving thousands on your mortgage and paying it off sooner.

Join Home Loan Academy

Talk to a Home Loan Expert

Get your queries answered by our experts today! Unlock your financial potential & achieve your goals sooner.


Book Your Free Appointment

Top 5 Home Loan Mistakes

Top 5 Home Loan mistakes to avoid before you take your next Mortgage!

Get The Book
Unlock Property Wealth

Join our Free Facebook Group where we share all the tips and tricks for saving thousands on your mortgage and paying it off sooner.

Join Home Loan Academy
Talk to a Home Loan Expert

Get your queries answered by our experts today! Unlock your financial potential & achieve your goals sooner.

Book Free Appointment