Wondering why your finance broker is contacting you six months after you’ve settled on your property? The simple answer is that a finance broker is with you for life. You’ve scored the home of your dreams with the help of your finance broker and you’ve just popped the bubbly to

Buying a property is more complex than most other purchases you’ll ever make. Here are the different parties who may be involved in your home-buying process and how you can leverage their valuable experience and knowledge.. Finance broker Brokers act as a liaison between you and the lender. They will

As a homeowner with a mortgage, chances are you’ve heard of the term ‘refinancing’. Refinancing involves reviewing your current mortgage, and potentially swapping your loan to another lender, who can better meet your current needs, wants and circumstances. Refinancing can be a strategy to secure a lower interest rate, switch

Fixed rate terms last for a set period of time that is prearranged between you and your lender. Fixed rate periods last between one and five years. When your fixed rate term ends, your loan will usually revert automatically to the standard variable interest rate unless you have provided instructions

Here are our top tips to tactfully negotiate the price without ruining your chances of securing the property. Tip #1: Never enter a negotiation empty-handed Whether it’s hiring inspectors for a building and pest report, or obtaining quotes from tradespeople, obtaining facts and figures will give you ammunition when requesting

Before you apply for a home loan with your partner, there are a few discussions that you need to have that go a little beyond what you may know already. You’ve found someone you want to spend your life with– the hard part is over, right? Wrong. You know each

When taking out a mortgage, many people forget to consider the fees and expenses that come on top of the purchase price of the property. Here are some of the extra costs that you’ll need to consider when you take out a home loan. Home loan application fees Most lenders

Solicitors and conveyancers are different, and it’s important to have the right one on your team, to avoid paying too much while still getting the advice you need. Buying property is one of the biggest financial decisions most of us will make in our lifetime – it’s something you want